Navigating the costs of assisted living can be challenging, but veterans have several options available to help cover these expenses. Here are some key ways veterans can get assistance with the costs of assisted living:
VA Health Care Benefits
Veterans enrolled in VA health care may receive some long-term care services, including assisted living, under their standard health benefits. However, there may be copays for some services. For more information, visit the VA Health Care Benefits page – Here.
Aid and Attendance Benefit
The Aid and Attendance Benefit is an additional benefit that can be added to the VA pension for veterans and their spouses who need help with daily activities. This benefit can be used to cover the costs of assisted living. To learn more, visit the Aid and Attendance Benefit page – Here.
State Veterans Homes
State Veterans Homes provide nursing home, domiciliary, and adult day care services to veterans. These facilities are often more affordable than private facilities. Check out the State Veterans Homes page for more details – Here
Veterans Directed Care
The Veterans Directed Care program allows veterans to receive a flexible budget to hire their own caregivers, which can include family members, and to purchase goods and services that help them live independently. For more information, visit the Veterans Directed Care page – Here.
Home and Community-Based Services (HCBS)
Home and Community-Based Services (HCBS) include personal care, homemaker services, and respite care, which can help veterans remain in their homes or in assisted living facilities. Learn more about these services on the HCBS page – Here.
Medicaid
For veterans who qualify, Medicaid can help cover the costs of assisted living. Eligibility and coverage vary by state, so it’s important to check your state’s specific requirements. Visit the Medicaid page for more information – Here.
Each of these options has specific eligibility requirements and application processes. It’s important for veterans and their families to explore these options thoroughly to determine the best fit for their needs. Utilize the resources available to you and reach out to local veterans’ organizations for additional support.